• Al-Tameer Mortgage Finance is the first and largest mortgage financing company in Egypt. It boasts the largest customer base in the mortgage financing sector and is the leading company in terms of financing originations and customer portfolios since its establishment.

• The rebranding of the company aims to align with the new strategy of comprehensive development at all levels. The goal is not only to reach the top but to continue to lead and evolve endlessly to better serve our clients and to celebrate twenty years of operations with the company.

• Company Trustworthiness:
  The company’s long-standing reputation and customer trust.

• Shareholder Structure:
  Includes major institutions, companies, and government and private banks.

• Financial Strength:
  Allows the company to offer the largest financing amounts in the market.

• Collaboration with Major Real Estate Developers:
  Enhances financing capabilities and available options.

• TAMALLOK: Financing for acquiring real estate units, whether residential, administrative, commercial, service, or medical, for individuals and companies, with financing amounts up to 300 million EGP and repayment periods of up to 10 years.
• WAFRA: Providing liquidity up to 300 million EGP for any residential, administrative, commercial, service, or medical unit with repayment plans extending up to 10 years.
• MAHAFEZ: The largest liquidity provision in the real estate financing sector for real estate developers through portfolio transfers, enabling them to seize new investment opportunities and achieve rapid growth.
• MOBADARA: As part of its social responsibility, the company supports the Central Bank of Egypt’s initiatives to finance low- and middle-income individuals, having financed over 7,000 clients with a total of over one billion EGP since 2015.

• The company, through its partners, provides the following services:
• Real Estate Appraisal:
  Helps determine the fair value of real estate units to ensure the best investment.
• I-Score Report:
  Evaluates the creditworthiness of clients applying for real estate financing, which is a key factor in assessing financing applications.
• Life Insurance:
  A portion of the financing installments is allocated for life insurance coverage for the client.
• Fire Insurance:
  A portion of the financing installments is allocated for insuring the financed unit against fire.

• The required documents vary depending on the client’s work and residency status: (resident employee, employee working abroad, resident foreigner, foreigner living abroad, freelance work, free professions, real estate developers).

For more information, please visit the products page here.

• The company finances all types of units regardless of their type or location, whether registered or eligible for registration, units owned by real estate developers, units in properties built on purchased or allocated land in new cities, units affiliated with new city authorities, or units under specific entities.

For more information, please visit the products page here.

• Yes, this is possible through the “WAFRA” product, which provides liquidity to individuals and companies up to 300 million EGP against any residential, administrative, commercial, service, or medical unit with repayment plans extending up to 10 years.

For more information, please visit the products page here.

• Maximum installment: 50% of the client’s average monthly income.
• Increasing the financing amount can be achieved through:

1. Income: Providing proof of additional income.
2. Partner: Providing proof of income from a partner in the financing application for a larger amount.
3. Unit: Selecting a unit of higher value proportional to the income.

• EGP 150 million for individuals.
• EGP 300 million for companies.

• A unit cannot be financed against another unit or without proof of income. However, a unit already owned by the client can be financed to enable the client to finance another unit, provided the client’s income supports it.

• Yes, provided that the required documents for each are submitted.
  For more information, please visit the products page here.

• The company does not provide its own units but can finance units and real estate projects of various types and locations according to the terms and conditions.

• No, financing programs are available throughout Egypt. The company has six branches serving clients in Giza, Nasr City, Mohandessin, Dokki, 6th of October City, and 10th of Ramadan City.

• No, it may vary according to the interest rates and lending rates set by the Central Bank of Egypt. For example, if the Central Bank reduces the lending rate, the financing interest rate will decrease by the same amount, and vice versa.

• Yes, financing installments can be rescheduled based on an agreement with the company. The client can also make full or partial early repayments at any time during the financing period, with agreed-upon rates applied to the remaining balance.